![]() Your insurance company may be able to provide you with a list of state-licensed specialists. The definition of seepage is continuous or repeated seepage or leakage of water, or the presence or condensation of humidity, moisture or vapor, that occurs over a period of 14 days or more. However, if the affected area is significantly larger, if you find mold growth near a heating or air conditioning duct, or if the damage was caused by a sewer or septic tank issue, the EPA recommends hiring a licensed professional to do the job. Environmental Protection Agency (EPA) says you can do the cleanup yourself. If the damaged area is less than 10 square feet in size, the U.S. If you have to buy materials for the cleanup, keep your receipts for reimbursement. You can remove damaged items from the affected area, but don’t throw anything away until the adjuster has seen them. Get rid of pooling water, remove waterlogged carpeting or rugs, and run a dehumidifier to dry out the area. ![]() This may involve shutting off the water supply at the site of the leak or turning off your home’s water main. If you have a burst pipe or an active water leak, do what you can to stop it as soon as possible. Next, compile a list of everything that’s been damaged to provide your insurance company with as much detail as possible. So, if damage results after you fail to repair a leaky toilet, for example. Take pictures or video of the mold growth, as well as any and all related damage to your home and belongings. However, homeowners insurance does not cover damage resulting from poor maintenance. Your insurer will assign an adjuster to your claim who will get the process going. You can do this online, in person, or over the phone.
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